UK SME FUNDING

Cash Flow When It Counts

Get short-term funding for invoices, stock, payroll, or repairs. We give UK SMEs clear repayment plans so cash gaps do not stall work.

Rainy UK loading bay with wrapped pallets, timber crates and warm light at the shutter

Metric 01

48 hrs

average first reply

Metric 02

£2.4m

funds arranged

Metric 03

4.8/5

client rating

HOW IT WORKS

Four steps to funds

Short-term cash for urgent bills, stock, tax, or rent.

Rain-dark construction plot with masonry packs, scaffold boards, wet brick steam and a roofline at dawn.

5-30 days

Bridging Loans

From £5,000

Short-term cash for urgent bills, stock, tax, or rent.

Sealed cartons and pallet wrap in a warehouse receiving bay, ready stock in soft afternoon light.

48-hour setup

Invoice Finance

From £10,000

Repaired compressor, fresh bearings and cleaned tools on a workshop bench with soft daylight.

Same week

Working Capital Loans

From £15,000

Card terminal beside receipt rolls and retail packaging on a walnut counter
01Card sales based

Merchant Cash Advances

From £7,500

Link repayments to card sales for steadier daily outflow.

Packing station with sealed parcels, kraft tape and boxes on a rolling cart in moody warehouse light.
0212-month term

Short-Term Funding

From £3,000

Fast cash for gaps from late client payments or busy stock runs.

Brass date markers, split envelopes and a clock arranged in measured repayment intervals.
03One call plan

Repayment Guidance

From £250

Set payback dates that match your cash flow and sales cycle.

OUR SERVICES

Funding for cash gaps

Tell us what you need, the amount, and the date you need it.

Silver handset, call light, notebook and cup on pale wood desk.
01

Call Review

Tell us what you need, the amount, and the date you need it.

Overhead finance still-life with balance scale, metal tokens and envelope sleeves on concrete.
02

Match Options

We compare lenders and choose the fit for your cash flow.

Wooden date blocks, abacus and cream envelopes on a limestone surface
03

Plan Repayment

We set a simple payback plan before anything is signed.

Open cash drawer, security pouch, banknote bands and key on a stone tray with soft daylight.
04

Get Funds

Money is released after approval and final checks.

CLIENT RESULTS

What UK SMEs funded

Cash gap review One lender match Loan size check Basic repayment plan 30-minute call

One-time feeOne-time fee

Starter

From £495

  • Cash gap review
  • One lender match
  • Loan size check
  • Basic repayment plan
  • 30-minute call
Most popularBilled once

Signature

From £1,250

  • Cash gap review
  • Two lender matches
  • Invoice and loan split
  • 12-week cash forecast
  • Repayment calendar
  • Two review calls
Monthly supportMonthly support

Scale

From £2,950/mo

  • Multi-facility review
  • Sales-linked payback map
  • Weekly cash check-ins
  • Broker and lender follow-up
  • Director summary pack
  • End-of-month reset

WHAT CLIENTS SAY

What clients say

A £90k bridging loan covered materials before a client paid.

Rain-damp terrace extension with fresh brickwork, timber stacks and a glowing site lamp.

Construction

Builder kept crews busy

A £90k bridging loan covered materials before a client paid.

Packed winter shop aisle with coats, boxes and shelves glowing under warm cinematic light.

Retail

Shop stocked for winter

Empty creative studio at dusk with lit desks, dark monitors, tucked chairs and a glowing task lamp.

Agencies

Agency met payroll day

Wedding prep kitchen with plated desserts, chafers, and linen crates ready for season

Hospitality

Caterer covered deposits

Machined parts in trays beside a running production line, with metal dust in cool workshop light.

Manufacturing

Maker bought parts fast

Brass bridge paperweight beside a phone cradle, closed notebook and lamp base on travertine.

Bridging loans and fast checks

Ella Martin

Scanner tray, face-down archive folders and a rubber date stamp in a dim finance records room.

Cash gap reviews for SMEs

Tariq Ahmed

Overhead close-up of an abacus, brass cubes, and folded envelopes on a dark oak surface.

Clear payback plans

Sophie Grant

Brass bridge paperweight with keys and folder on a dark stone tray

Working capital and lender fit

Daniel Osei

Proof

Customer notes

Verified

“They showed us the options fast and the repayment plan made sense straight away”

Brass bridge paperweight beside a phone cradle, closed notebook and lamp base on travertine.

Harriet Wells

Owner, Northside Build Ltd

Verified

“Cash Bridge helped us cover payroll while invoices were still out with clients”

Scanner tray, face-down archive folders and a rubber date stamp in a dim finance records room.

Imran Patel

Finance Director, Fieldline Agency

Verified

“The team kept things plain and moved quickly when our stock order came due”

Overhead close-up of an abacus, brass cubes, and folded envelopes on a dark oak surface.

Megan Price

Managing Director, The Red Door Shop

Service area

London and South East

London, Croydon, Reading, Brighton, Oxford

London skyline over the Thames at sunrise with mist and calm water for copy space

Area 01

London and South East

London, Croydon, Reading, Brighton, Oxford

Liverpool waterfront at blue hour with wet quay stone, dark river sheen and cranes in mist.

Area 02

North West England

Manchester, Liverpool, Preston, Chester, Bolton

Welsh hills, distant viaduct and stone walls under a glowing late-afternoon sky

Area 03

Midlands and Wales

Birmingham, Coventry, Nottingham, Cardiff, Swansea

Misty Edinburgh skyline with Arthur’s Seat above calm stone rooftops at dawn.

Area 04

Scotland and North

Glasgow, Edinburgh, Leeds, Sheffield, Newcastle

Questions

Cash flow FAQs

Quick answers before visitors choose a product, service, or next step.

01What is a bridging loan for cash flow?+

It is short-term finance that helps cover a gap until sales or invoices come in.

02How fast can Cash Bridge arrange funds?+

Many cases move in a few days, once we have the figures and the checks are done.

03Do you help with invoice finance?+

Yes. We can fund unpaid invoices so you can pay staff, stock, and bills on time.

04Can you help if I need a repayment plan?+

Yes. We map payback dates to sales so the loan fits your real cash flow.

05What UK businesses do you support?+

We work with SMEs in construction, retail, trades, agencies, and other cash-led sectors.

06Do you charge before approval?+

We explain any fees up front, so you know the cost before you agree to move ahead.

Get cash flow tips

Get short notes on funding, repayment plans, and cash checks for UK SMEs. One email a month, no clutter.